Binoy Thomas and P. Subhashree (2020) Factors that influence the level of financial literacy among engineering Students, Procedia Computer Science 172, 480-487. [Scopus] [21 Scopus indexed Citations; 105 Google Scholar Citations]

Binoy Thomas, P. Subhashree and Joji Chandran (2024). Enhancing financial inclusion for low-income households in India: A comparative analysis of behavioral factors influencing the adoption of formal formal financial services. The International Journal of Indian Culture and Business Management. [ABDC – C]

Binoy Thomas and Jayesh Jayaram (2023). Assessing the Effectiveness of In-Store Promotions for Private Label Brands in Retail Stores. European Economic Letters, 13(5), 1851-1860. [ABDC – C]

Binoy Thomas and Anjali N.R. (2023). Exploring the Impact of Brand Experience and Brand Trust on Brand Loyalty. Journal of Informatics Education and Research, 3(2), 2950-56. [ABDC – C]

Binoy Thomas and P. Subhashree (2020) Translation and validation of the survey instrument for measuring the usage of bank accounts, International Journal of Management 11(3), 519-528. [Scopus]

Binoy Thomas and P. Subhashree (2020) Procedures for translation and validation of the instrument’, Test Engineering and Management 82, 4874-4881. [Scopus]

Binoy Thomas and P. Subhashree (2020) A review on the recent trends in financial inclusion: The research journey so far, Humanities and Social Sciences Reviews 8(4), 192-200.

Binoy Thomas and P. Subhashree (2018) Behavioural factors that influence the continued usage of formal financial services among low-income households, International Journal of Mechanical Engineering and Technology 9(7), 22-36. [Scopus]

Binoy Thomas and P. Subhashree (2017) Maximising the usage of mobile banking: a new channel for financial inclusion, International Journal of Applied Business and Economic Research 15(23-2), 119-130. [Scopus]

Arjun, B. S., Janani Ravinagarajan, Sathish Pachiyappan, and Binoy Thomas (2024). A holistic approach to integration of business ethics and management: Insights from Indian ethos. In Unveiling the Roots: Ancient Indian Scripts and Culture as Pillars for Contemporary Environmental, Social, and Governance (ESG) Practices in Corporate Sustainability. Emerald Publishing. [Scopus]